469+
Lenders & NBFCs60000+
Active Merchants90000+
EMIs Paid / Day99.5%
Success RatioSupported Loan Repayment API Billers
Live lenders pulled straight from our BBPS switch — collect EMIs across all major NBFCs, banks and MFIs from a single KwikApi wallet.
KwikApi — One API for Every Lender
Collect loan EMIs for every NBFC, bank and micro-finance institution from a single wallet. With KwikApi you fetch and clear repayments through one BBPS integration. Create unlimited distributors, retailers and resellers under your own panel and earn commission on every instalment.
Easy to Integrate — JSON Response
The KwikApi loan repayment API plugs into any software or portal with simple REST protocols and a clean JSON response. Get live due fetch, instant payment status, lender transaction IDs and an auto complaint-handling system out of the box.
Live Due Fetch, Auto-Refund & 24/7 Support
Every EMI is processed on a high-speed, BBPS-compliant 24x7 system with a 99%+ success ratio. Failed payments are auto-refunded to your wallet. Our team is on call round the clock via phone, email and WhatsApp.
Loan Repayment API Basic Features
Easy to Integrate
Simple REST endpoints that drop into any portal, app or software with response in JSON.
Live Due Fetch
Real-time outstanding EMI fetch and payment with live lender transaction IDs.
Auto Refund
Failed loan repayment transactions are auto-refunded to your wallet instantly — no tickets, no reconciliation.
BBPS Compliant
Payments routed through BBPS for trusted, standardised loan repayment settlement.
Real-Time Reports
Live status, loan repayment reports and settlement with easy filters and exports.
High Commission
Best margins across every lender with instant benefits and lifetime API validity.
Loan Repayment API Benefits
- Higher commission on every NBFC, bank and micro-finance lender.
- Live due fetch for the exact outstanding EMI amount before payment.
- Create unlimited distributors, retailers and resellers on your panel.
- One-time setup, lifetime income and API account validity.
- BBPS-powered, standardised and transparent loan repayment collection.
- Complete loan repayment business solution — portal, integration & support.
- User-friendly panel for reports, filters and settlement.
- Instant margin benefits with no limitations on the API.
Frequently Asked Questions
What is a Loan Repayment API?
A Loan Repayment API lets your website, app or software fetch outstanding EMIs and collect loan instalments for every NBFC, bank and micro-finance lender from a single wallet and a single integration.
Which lenders are supported?
Every major NBFC, bank and micro-finance institution registered on BBPS is supported — all through one KwikApi API account.
Is the KwikApi loan repayment API free to integrate?
Yes. KwikApi is a free API provider — there is no setup or licence fee. You get real-time reports, instant settlement, JSON response and a lifetime API account.
Can the API fetch the exact EMI amount?
Yes. The API supports live due fetch so the exact outstanding instalment is retrieved before payment, with instant status and automatic refund on failed transactions.
How do I start using the loan repayment API?
Register for a free KwikApi account, configure your API key and whitelist your server, then integrate the endpoints using our documentation. Most partners go live the same day.
Available SDKs
Ready-to-use code samples in 6 languages — clone, drop in your API key and go live with the Loan Repayment API.
Want to Know More About the Loan Repayment API?
Speak with our specialists to discuss commission slabs, integration or a custom solution. Our team is ready to help you get started.