73+
Insurers60000+
Active Merchants100000+
Premiums Paid / Day99.5%
Success RatioSupported Insurance Payment API Billers
Live billers pulled straight from our BBPS switch — pay across all major providers from a single KwikApi wallet.
Aegon Life Insurance
Aviva Life Insurance
Bajaj Allianz General Insurance
Bajaj Allianz Life Insurance
Reliance General Insurance
Royal Sundaram General Insurance
Aditya Birla Health Insurance
Aditya Birla Sun Life Insurance
Ageas Federal Life Insurance
BHARTI AXA Life Insurance
Canara HSBC Life Insurance
KwikApi — One API for Every Insurer
Collect life, health and general insurance premiums for every insurer from a single wallet. With KwikApi you fetch and clear premiums through one BBPS integration. Create unlimited distributors, retailers and resellers under your own panel and earn commission on every premium.
Easy to Integrate — JSON Response
The KwikApi insurance premium payment API plugs into any software or portal with simple REST protocols and a clean JSON response. Get live premium fetch, instant payment status, insurer transaction IDs and an auto complaint-handling system out of the box.
Live Bill Fetch, Auto-Refund & 24/7 Support
Every premium is processed on a high-speed, BBPS-compliant 24x7 system with a 99%+ success ratio. Failed payments are auto-refunded to your wallet. Our team is on call round the clock via phone, email and WhatsApp.
Insurance Payment API Basic Features
Easy to Integrate
Simple REST endpoints that drop into any portal, app or software with response in JSON.
Live Premium Fetch
Real-time premium fetch and payment with live insurer transaction IDs.
Auto Refund
Failed premium payments are auto-refunded to your wallet instantly — no tickets, no reconciliation.
BBPS Compliant
Premiums routed through BBPS for trusted, standardised settlement.
Real-Time Reports
Live status, payment reports and settlement with easy filters and exports.
High Commission
Best margins across every insurer with instant benefits and lifetime API validity.
Insurance Payment API Benefits
- Higher commission on every insurer — life, health and general.
- Live premium fetch for the exact outstanding amount.
- Create unlimited distributors, retailers and resellers on your panel.
- One-time setup, lifetime income and API account validity.
- BBPS-powered, standardised and transparent premium collection.
- Complete bill-pay business solution — portal, integration & support.
- User-friendly panel for reports, filters and settlement.
- Instant margin benefits with no limitations on the API.
Frequently Asked Questions
What is an Insurance Premium Payment API?
An Insurance Premium Payment API lets your website, app or software fetch and clear insurance premiums for every insurer from a single wallet and a single integration.
Which insurers are supported?
Every major life, health and general insurer across India is supported — all through one BBPS-powered API account.
Is the KwikApi insurance payment API free to integrate?
Yes. KwikApi is a free API provider — there is no setup or licence fee. You get real-time reports, instant settlement, JSON response and a lifetime API account.
Can the API fetch the exact premium amount?
Yes. The API supports live bill fetch so the exact outstanding premium is retrieved before payment, with instant status and automatic refund on failed transactions.
How do I start using the insurance payment API?
Register for a free KwikApi account, configure your API key and whitelist your server, then integrate the endpoints using our documentation. Most partners go live the same day.
Available SDKs
Ready-to-use code samples in 6 languages — clone, drop in your API key and go live with the Insurance Premium Payment API.
Want to Know More About the Insurance Payment API?
Speak with our specialists to discuss commission slabs, integration or a custom solution. Our team is ready to help you get started.