36+
Card Issuers60000+
Active Merchants150000+
Payments / Day99.5%
Success RatioSupported Credit Card Payment API Billers
Live billers pulled straight from our BBPS switch — pay across all major providers from a single KwikApi wallet.
KwikApi — One API for Every Credit Card
Offer credit card bill payments for every bank from a single wallet. With KwikApi your customers settle Visa, Mastercard, RuPay and Amex card bills through one secure integration. Create unlimited distributors, retailers and resellers under your own panel and earn commission on every payment.
Easy to Integrate — JSON Response
The KwikApi credit card payment API plugs into any software or portal with simple REST protocols and a clean JSON response. Get instant payment confirmation, transaction IDs and an auto complaint-handling system out of the box. Developer-friendly docs get you live the same day.
Instant Confirmation, Auto-Refund & 24/7 Support
Every card payment is processed on a secure, BBPS-compliant 24x7 system with a 99%+ success ratio. Failed payments are auto-refunded to your wallet. Our team is on call round the clock via phone, email and WhatsApp.
Credit Card Payment API Basic Features
Easy to Integrate
Simple REST endpoints that drop into any portal, app or software with response in JSON.
Instant Confirmation
Real-time credit card bill payment with instant confirmation and transaction IDs.
Auto Refund
Failed card payments are auto-refunded to your wallet instantly — no tickets, no reconciliation.
Secure & Compliant
PCI-aware, BBPS-compliant routing keeps every card payment trusted and standardised.
Real-Time Reports
Live status, payment reports and settlement with easy filters and exports.
High Commission
Attractive margins on every card payment with instant benefits and lifetime API validity.
Credit Card Payment API Benefits
- Earn commission on every credit card bill payment.
- Support for every major bank and card network — Visa, Mastercard, RuPay, Amex.
- Create unlimited distributors, retailers and resellers on your panel.
- One-time setup, lifetime income and API account validity.
- Secure, BBPS-compliant and transparent card settlement.
- Complete payment business solution — portal, integration & support.
- User-friendly panel for reports, filters and settlement.
- Instant margin benefits with no limitations on the API.
Frequently Asked Questions
What is a Credit Card Payment API?
A Credit Card Payment API lets your website, app or software accept credit card bill payments for every bank from a single wallet and a single integration, instead of integrating each bank separately.
Which banks and cards are supported?
All major banks and card networks are supported — Visa, Mastercard, RuPay and American Express credit cards — through one BBPS-powered API account.
Is the KwikApi credit card payment API free to integrate?
Yes. KwikApi is a free API provider — there is no setup or licence fee. You get real-time reports, instant settlement, JSON response and a lifetime API account.
Is the credit card payment secure and BBPS compliant?
Yes. Card bill payments are processed through secure, BBPS-compliant channels with live payment status and automatic refund on failed transactions.
How do I start using the credit card payment API?
Register for a free KwikApi account, configure your API key and whitelist your server, then integrate the endpoints using our documentation. Most partners go live the same day.
Available SDKs
Ready-to-use code samples in 6 languages — clone, drop in your API key and go live with the Credit Card Bill Payment API.
Want to Know More About the Credit Card Payment API?
Speak with our specialists to discuss commission slabs, integration or a custom solution. Our team is ready to help you get started.