We are the best API service provider for payment solution with live support. We are a Free API provider with real-time reports and settlement and a Complete payment solution in one API account.
Online bill payment is a secure electronic service that allows customers to pay bills without having to write checks and mail them. Online bill payment usually is tied to a checking account from which funds are withdrawn electronically for payment of one-time or recurring bills. Online bill payment is offered by many banks and bill-pay services.
Online bill payment, also known as electronic bill payment or automatic bill payment, offers several advantages. Among them:
Online bill pay remits payments almost immediately, so no need to worry about whether payments arrived on time.
Online bill pay is environmentally friendly, eliminating paper waste. Often, banks and bill-pay services give customers the opportunity to opt-out of paper mailings.
Many banks offer online bill payment free of charge to their customers. External bill-pay services may charge a small monthly fee or a fee per transaction.
Many banks that have comprehensive online banking services allow customers to schedule automatic payments and work with platforms with which they are already familiar.
Online bill payment example
Connie travels a lot for her job and has unintentionally paid bills late before because she was not home to retrieve her mail and write and mail checks on time. She has a mortgage, car loan, utility bills and a couple of credit card bills to pay each month. Connie has heard many of her colleagues and friends say they enjoy using online bill payment, so she inquires about the service at her bank.
Connie banks with a major financial institution that offers full online banking services, including bill pay. She signs up for the service at her bankís website. She enters the key account information for each of her creditors and schedules payments for specific dates each month. Now, Connie travels with peace of mind, knowing her bills are being paid on time. She can also check her account using a mobile computing device, such as her smartphone, while on the road.
Online bill pay service, offered by many banks and credit unions, makes it easier to organize your bills and pay them when theyíre due. If you juggle rent or a mortgage, cable and electricity bills, credit card payments and more, online bill pay can save time and help you avoid late fees.
Online bill pay also allows you to manage your payments to various companies ó all in one place. Thereís no need to pay a Verizon bill on Verizonís website, a Wells Fargo credit card with Wells Fargo bill pay, then write a check to your landlord. Instead, you could do it all from your financial institutionís website or mobile app.
An added bonus: Many banks and credit unions guarantee your payments will arrive on time and will reimburse your late fee if they donít.
How does online bill pay work?
How online bill pay works is straightforward: Log in to your bank account, navigate to its online bill pay feature, then select the provider you would like to pay. If you havenít paid the provider through online bill pay before, youíll need to add it by plugging in the account number and billing address, then authorizing your bank to send payments for you.
Easy to integrate
Response format, JSON,XML,CSV
Auto Complain Handling System
API Recharge Report
24x7 Billing system
Bill Payment API or the Billing API, is a method that ensures the smooth functioning of all bill pay systems. The Bill Payment API is used to get information about the various bill payment options available and also to process the payments accordingly. The most common bill pay options are debit card, credit card and online recharge. We will discuss the importance of this billing system and how the right API can help you get the maximum out of it.
A Bill Payment API also allows your clients to pay their bills through online banking and Google Checkout. This process has become more convenient as compared to traditional methods of payment. There are many websites which offer you this service. The API will make your application compatible with many of the leading browsers.
Your billing information is protected by security measures provided by your Bill Payment API. Thus, your data remains safe even when multiple clients access the same account. Multiple clients accessing the same account will only share limited data and will not have access to the complete billing data. Your clients can also have different accounts. This will allow them to pay their bills with a single click and without logging in to each and every system individually.
Bill Payment API makes it easier for clients to pay their bills on time. Your business can grow faster and your clients will keep using your services. Many customers prefer cash payments rather than checks and other payments made via debit cards. Your business may lose business if the customer cannot pay his bill on time. Your clients may also complain about delayed payments to you. Using the Bill Payment API will help you provide better services to your clients and keep them happy.